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Credit SCORES affect every aspect of our financial lives including qualification for personal loans, student loans, mortgages and cars. The interest rates we pay affect employment opportunities and even our insurance premiums. Restoring your credit profile is one of the most important financial decisions you can make. Expert Credit Restoration is a trusted firm that makes the credit restoration process convenient, personal and effective.

We Treat the Symptoms and Causes of Bad Credit
We have helped to restore and improve over 10,000 satisfied consumer’s credit in the last 25 years of business. Our focus is to help you restore your personal credit.  We are dedicated to providing personalized credit report correction and coaching services along with being committed to providing customer service that you would expect and deserve.

Did You Know:
Since 2009, 1,952,412 Americans have foreclosed on their homes and the total number of U.S. bankruptcies filed during the first six months of 2009 increased 36 percent over the same six month period in 2008.  Total filings reached 711,550 during the first half of the calendar year of 2009 (January 1 - June 30), compared to 522,205 cases filed over the same period in 2008.

Also 50% of Americans credit scores are below 680. In the past, a 680 score was considered good, now it is considered a high risk! Since the $700 billion bailout plan regarding the stimulus plan,  in order to qualify for a mortgage loan a consumer will need a credit score of 740.

This is where we come in.  Our goal is to help you get your FICO score in the mid 700’s and help you get approved for a new car, a new home, the apartment, or the personal loan you might be applying for. We can help you get approved!

	Late Payments		Judgments
	Collections		Foreclosures
	Bankruptcies		Charge Offs
	Tax Liens		Garnishments
	Repossessions		Identify Theft/Fraud
	Inquiries		Inaccurate Personal Data
	Non Reporting Items		Inaccurate Financial Data